Locum Insurance

Locum insurance is designed to cover the costs incurred when a key member of staff eg Doctor, Vet, Dentist or if a senior practice member is unable to work due to illness or an accident.   

The benefit is paid to the practice or business and can be used to cover the costs of acquiring a locum to cover the work load of the incapacitated member. 

Who is Locum Insurance for?

Locum insurance was designed for GP’s, Dentists, Vets, Opticians, Chiropodists, Chiropractors and other similar occupations. Locum Insurance can be a solution for any practice or business where the cost of replacing a member of staff would arise.

Why Locum Insurance?

Locum insurance will cover each member for an amount between £200 and £3000 per week and is intended to meet that would not usually be funded by other means such as the primary care trusts. 

The insurance will protect you from accident or illnesses that are contracted anywhere in the world, however there are general exclusions that apply eg drug and alcohol, self-inflicted injury and childbirth.

The selected benefit level is paid for the duration the insured member is unable to work, after the selected deferment period, up to a maximum period of 52 weeks.

The Insurance is taken out and arranged by the business or practice and the benefit in the event of a claim is paid to the business or practice. The policy is designed to be flexible allowing midterm adjustments to the insured lists.

Please call the Private Healthcare Company on 01242 588903 to see how we can help you.